Healthcare companies provide products and services aimed at improving people's health and well-being. Healthcare companies are mainly active in the following fields: pharmaceuticals, biotechnology, medical equipment and healthcare services.

Novartis³ is a Swiss healthcare company operating mainly in the pharmaceutical and biotechnology sectors. It is one of the largest pharmaceutical companies globally. Their portfolio includes drugs for cancer treatment, cardiovascular diseases, respiratory disorders, autoimmune conditions, infectious diseases, and rare genetic disorders.

³ Part of the portfolio as of 31/05/2023.

Companies in the Telecommunications sector provide services and infrastructure for transmitting and exchanging information. Main business lines of Telecommunications companies include building and operation of network infrastructure, telecommunications equipment, wireless data services, voice, providing internet and other data communication services.

Deutsche Telekom⁴ is one of the world's leading integrated telecommunications companies, with 245 million mobile customers in more than 50 countries. They provide fixed-network/broadband, mobile communications, Internet, and IPTV products and services for consumers, and information and communication technology (ICT) solutions for corporate customers.

⁴ Part of the portfolio as of 31/05/2023.

Companies in the automotive sector are involved in the design, development, manufacturing, and sale of vehicles, as well as related components, parts, and services.

Continental AG⁵ is a German company mainly active in the automotive segment. It engages in the manufacture and development of tires and rubber products, safety technologies, powertrains, and other car parts and technologies. Continental operates across a wide range of customers, including producers of passenger cars, trucks, buses, bicycles and motorcycles as well as construction site and special-purpose vehicles.

⁵ Part of the portfolio as of 31/05/2023.

Transportation is one of the sectors that are included in the VanEck Corporate Bonds ETF. Transportation companies are involved in the movement of goods and people. Common activities and services provided by transportation companies include freight, passenger and public transportation, shipping, logistics, vehicle rental and leasing.

DB Group⁶ is a leading provider in the mobility and logistics sector, and primarily consists of the integrated rail system focused on passenger and freight transport in Germany. Its two major international subsidiaries are DB Schenker, focused on international logistics and DB Arriva, which operates public transportation services across Europe.

⁶ Part of the portfolio as of 31/05/2023.

Utilities companies are responsible for the provision and distribution of essential services to residential, commercial, and industrial customers. These services typically include electricity generation and distribution, water supply and treatment, natural gas distribution, heating and waste management.

E.ON⁷ is a German energy utility that produces and distributes electricity, gas and heat, and provides other energy-related products and services. The company produces electricity from onshore and offshore wind farms, solar PV, and energy storage sources; and purchases energy from other companies. E.ON also operates power and gas networks, and carries out maintenance and repairs, and expansion of these networks; and plans, builds, operates and manages renewable generation assets.

⁷ Part of the portfolio as of 31/05/2023.