A Guide to Financial Literacy
April 02, 2024
1. Financial Literacy with Lisa Crafford
Lisa Crafford shares how market conditions may affect people’s approach to financial literacy and how both schools and financial advisors can help alleviate this problem. This episode discusses “finfluencers” (financial influencers) and social media’s impact on financial education, including the benefits and downsides.
2. Closing America’s Wealth Gap with Calvin Williams Jr.
Calvin Williams Jr. speaks about the wealth gap in America and his motivation for building a wealth management practice for everyday people. Calvin found that regardless of one’s background, the obstacles in acquiring the knowledge and confidence to build real wealth elude many, even intelligent professionals with well-paying jobs.
3. Flipping the Financial Literacy Script with Janet Alvarez
For many, financial literacy is not a topic of interest until it becomes so out of necessity. Financial advisors and fund managers play an important role in this puzzle. Janet Alvarez reminds us that many people still struggle with the basics and need information on how to manage aspects of day-to-day financial planning and well-being.
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IMPORTANT DISCLOSURES
Please note that VanEck may offer investments products that invest in the asset class(es) discussed in these videos.
This is not an offer to buy or sell, or a recommendation to buy or sell any of the securities, financial instruments or digital assets mentioned herein. The information presented does not involve the rendering of personalized investment, financial, legal, tax advice, or any call to action. Certain statements contained herein may constitute projections, forecasts and other forward-looking statements, which do not reflect actual results, are for illustrative purposes only, are valid as of the date of this communication, and are subject to change without notice. Actual future performance of any assets or industries mentioned is unknown. Information provided by third party sources are believed to be reliable and have not been independently verified for accuracy or completeness and cannot be guaranteed. VanEck does not guarantee the accuracy of third party data. The information herein represents the opinion of the author(s), but not necessarily those of VanEck or its other employees.
There are inherent risks with fixed income investing. These risks may include interest rate, call, credit, market, inflation, government policy, liquidity, or junk bond. When interest rates rise, bond prices fall. This risk is heightened with investments in longer duration fixed-income securities and during periods when prevailing interest rates are low or negative.
All investing is subject to risk, including the possible loss of the money you invest. As with any investment strategy, there is no guarantee that investment objectives will be met and investors may lose money. Diversification does not ensure a profit or protect against a loss in a declining market. Past performance is no guarantee of future results.
© Van Eck Associates Corporation.
IMPORTANT DISCLOSURES
Please note that VanEck may offer investments products that invest in the asset class(es) discussed in these videos.
This is not an offer to buy or sell, or a recommendation to buy or sell any of the securities, financial instruments or digital assets mentioned herein. The information presented does not involve the rendering of personalized investment, financial, legal, tax advice, or any call to action. Certain statements contained herein may constitute projections, forecasts and other forward-looking statements, which do not reflect actual results, are for illustrative purposes only, are valid as of the date of this communication, and are subject to change without notice. Actual future performance of any assets or industries mentioned is unknown. Information provided by third party sources are believed to be reliable and have not been independently verified for accuracy or completeness and cannot be guaranteed. VanEck does not guarantee the accuracy of third party data. The information herein represents the opinion of the author(s), but not necessarily those of VanEck or its other employees.
There are inherent risks with fixed income investing. These risks may include interest rate, call, credit, market, inflation, government policy, liquidity, or junk bond. When interest rates rise, bond prices fall. This risk is heightened with investments in longer duration fixed-income securities and during periods when prevailing interest rates are low or negative.
All investing is subject to risk, including the possible loss of the money you invest. As with any investment strategy, there is no guarantee that investment objectives will be met and investors may lose money. Diversification does not ensure a profit or protect against a loss in a declining market. Past performance is no guarantee of future results.
© Van Eck Associates Corporation.